Select your state to visit the official insurance regulator website.
Medicare Carrier Resources
National & Multi-State Carriers
Blue Cross Blue Shield Medigap Providers (Examples by State)
Because BCBS operates as independent state-based companies, Medigap is offered under state-specific entities such as:
Each state plan operates independently and may price and structure policies differently.
Regional / State-Based Medigap Carriers
Some states have strong regional carriers including:
Traditional Long-Term Care Insurance Carriers
These companies offer stand-alone long-term care insurance policies:
Note: The traditional LTC market has consolidated significantly over the last decade. Fewer carriers offer new stand-alone policies today.
These are traditional life insurance policies that allow you to accelerate the death benefit for long-term care expenses.
Major carriers offering LTC riders include:
